WAYS TO LOAD YOUR CARD
UniBancard Prepaid Mastercard ® is a unique card that is:
No Maintenance Fees(2)
No Activation Fees(2)
Direct Card to Card
Unibancard Prepaid Mastercard®
with your relatives in México
for only $6 transaction up to $850.
- Wherever Mastercard Debit is accepted and withdraw money with no fees in:
- More than 4,000 Banpro agents
- More than 300 Banpro ATMs
- Or at any Banpro 80 branches
Unibancard Prepaid Mastercard®
with your relatives in Ecuador
for only (3) USD 6/transaction
up to USD 1,000/day.
List of fees (“Forma Breve”) for UniBancard Prepaid Mastercard®
ATM balance inquiry
Customer service (automated or live agent)
|$0.00 per call|
Inactivity (after 120 days with no transactions)
|$4.95 per month|
We charge 9 other types of fees. Here is one of them:
Interbank Transfer Fee
|$6.00† per transfer|
† This fee can be lower depending on how and where this card is used.
No overdraft/credit feature.
The UniBancard Prepaid Mastercard is issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Card is serviced by CardMarte, LLC.
List of all fees (“Long Form”) for UniBancard Prepaid Mastercard®
|Monthly Fee||$0.00||We do not charge you a monthly fee for using your card. However, you will be charged an inactivity fee each month after you have not completed a transaction using your card for 120 days. See Monthly Inactivity Fee details below.|
|Cash Reload with Green Dot® Reload @ the Register™ at participating reload locations.||$5.95||We do not charge you this fee. Fees of up to $5.95 may apply when reloading you card at an unaffiliated network loader and may be subject to change without notice. Locations may be found at www.unibancard.com|
|Cash Reload at any participating Western Union® agent locations.||$3.95||We do not charge you this fee. This fee is charged by an unaffiliated network loader and may be subject to change without notice. Locations may be found at www.unibancard.com|
|Card to Card Transfer Fee||$1.00||This fee will be charged when you transfer funds from your card account to another UniBancard Prepaid Mastercard account.|
|Card to Bank Transfer Fee||$1.50||This fee will be charged when you transfer funds from your UniBancard Prepaid Mastercard account to a Bank Account.|
|Interbank Transfer Fee||$6.00||This fee may be lower depending on where the funds are being transferred and will be charged when you transfer funds from your card account using our Interbank Transfer Service. See more details in the Interbank Terms that are attached to your Cardholder Agreement.|
|PIN Purchase Fee||$0.50||This fee will be charged when you use your PIN at a retail store.|
|PIN Purchase with Cash Back Fee||$0.50||This fee will be charged when you request cash back at any retail store. Where available.|
|ATM Cash Withdrawal Fee||$2.00||This is our fee when you withdraw cash at any local ATM. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.|
|Bank Teller Cash Withdrawal Fee (where available)||$5.00||This is our fee. You may also be charged a fee by the unaffiliated financial institution.|
|ATM Balance Inquiry Fee||$0.50||This is our fee. You may also be charged a fee by the ATM operator.|
|Using your Card outside the U.S.|
|International PIN Purchase Fee||2%||Of the U.S. dollar amount of each transaction.|
|International Signature Purchase Fee||2%||Of the U.S. dollar amount of each transaction.|
|International Bank Teller Cash Withdrawal Fee||2%||Of the U.S. dollar amount of each withdrawal. This is our fee. You may also be charged a fee by the foreign institution.|
|International ATM Cash Withdrawal Fee||$5.00||Of the U.S. dollar amount of each withdrawal. This is our fee when you withdraw cash at any international ATM. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.|
|International ATM Balance Inquiry Fee||$1.00||This is our fee. You may also be charged a fee by the ATM operator.|
|Monthly Inactivity Fee||$4.95||This fee applies if Card Account has not had any activity, that is, no purchases; no cash withdrawals; no load transactions; no ATM balance inquiry or no card transfers for 120 days.|
|Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to MetaBank®, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event MetaBank fails, if specific deposit insurance requirements are met. See fdic.gov/deposit/deposits/prepaid.html for details.
No overdraft/credit feature.
Contact Customer Service by calling 1-888-986-4226, by mail at UniBancard Customer Service - 3191 Coral Way Suite 904, Miami, FL 33145 or visit www.unibancard.com.
For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.
The UniBancard Prepaid Mastercard® is issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
*Important information for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a card account. What this means for you?:When you open a card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other documents at any time. We may limit your ability to use your Card or certain Card features until we have been able to successfully verify your identity.
(1). Receipt of funds is contingent upon connectivity and an approved Card issued by the recipient's bank.
(2). While these features are available at no cost to you, certain other transaction fees and costs, limitations, terms and conditions are associated with the use of this Card. For more information, see the Terms and Conditions of your UniBancard Prepaid Mastercard.
(3). MetaBank is not affiliated with, nor does it endorse, the recipient's bank or the Card issued by the recipient's bank.
(4). Your funds are eligible for FDIC insurance and other protections.
(5). ATM owners may impose additional fees.
The information herein has been translated into Spanish for your convenience only. The translation may not accurately represent the exact meaning in the English language. The English language controls the meaning of the information provided.